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Tips to Fighting Over Consumption

By: Romney Manassa, September 2, 2015

Over consumption breeds excessive consumerism, which happens when consumers began to excessively spend money beyond what is needed, think a celebrity that buys a new car every year while keeping the old one.  With personal credit, individuals have been allowed to make purchases beyond their income, causing over consumption to happen then, boundaries start to become removed.  Additionally many of the marketing campaigns that are created are targeted to rearrange buyers’ priorities, so instead of focusing on needs, the focus is turned to want.  However, there are a few tips that customers can follow to ensure that over consumption does not take over their lives.

Tip #1: Credit card debt is a stressful, overwhelming issue causing some individuals to work jobs that they don’t enjoy or to work more than one job to make ends meet. When the process to start clearing a financial debt begins, consumers should focus on paying off their credit cards by making more than the necessary minimum payments. If you’re burden with credit card debt, we’ve got the solution for you.

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Tip #2: Life is not about possessions; however, recently there has been a significant shift towards gaining material items that are expensive and at most times not necessary.  Focusing on cutting down excessive shopping is key for anyone looking to cut down on his or her financial burdens.

Tip #3: Staying away from the department store credit cards that are offered and buying more items because they are on sale, is a great way to stay in financial ruin for a long time.  Instead, consumers should only shop with an established budget and carry only that amount on them, thus limiting the urge to spend extra.